When disaster strikes your home, insurance companies send their own adjusters to assess the damage and determine your payout. But their job is to protect the company’s bottom line—not yours. That’s where we come in. As licensed public adjusters in Florida, we work exclusively for homeowners to ensure every dollar of damage is documented, every clause in your policy is honored, and every settlement reflects the true cost of your loss.
From storm damage and roof leaks to fire, smoke, and denied claims, we handle the entire claims process on your behalf. We evaluate the damage, prepare detailed estimates, negotiate with the insurance company, and fight for a fair settlement—so you can focus on what matters most: getting your life back to normal.
When disaster strikes your home, insurance companies send their own adjusters to assess the damage and determine your payout. But their job is to protect the company’s bottom line—not yours. That’s where we come in. As licensed public adjusters in Florida, we work exclusively for homeowners to ensure every dollar of damage is documented, every clause in your policy is honored, and every settlement reflects the true cost of your loss.
From storm damage and roof leaks to fire, smoke, and denied claims, we handle the entire claims process on your behalf. We evaluate the damage, prepare detailed estimates, negotiate with the insurance company, and fight for a fair settlement—so you can focus on what matters most: getting your life back to normal.
When disaster strikes your home, insurance companies send their own adjusters to assess the damage and determine your payout. But their job is to protect the company’s bottom line—not yours. That’s where we come in. As licensed public adjusters in Florida, we work exclusively for homeowners to ensure every dollar of damage is documented, every clause in your policy is honored, and every settlement reflects the true cost of your loss.
From storm damage and roof leaks to fire, smoke, and denied claims, we handle the entire claims process on your behalf. We evaluate the damage, prepare detailed estimates, negotiate with the insurance company, and fight for a fair settlement—so you can focus on what matters most: getting your life back to normal.
When disaster strikes your home, insurance companies send their own adjusters to assess the damage and determine your payout. But their job is to protect the company’s bottom line—not yours. That’s where we come in. As licensed public adjusters in Florida, we work exclusively for homeowners to ensure every dollar of damage is documented, every clause in your policy is honored, and every settlement reflects the true cost of your loss.
From storm damage and roof leaks to fire, smoke, and denied claims, we handle the entire claims process on your behalf. We evaluate the damage, prepare detailed estimates, negotiate with the insurance company, and fight for a fair settlement—so you can focus on what matters most: getting your life back to normal.
When disaster strikes your home, insurance companies send their own adjusters to assess the damage and determine your payout. But their job is to protect the company’s bottom line—not yours. That’s where we come in. As licensed public adjusters in Florida, we work exclusively for homeowners to ensure every dollar of damage is documented, every clause in your policy is honored, and every settlement reflects the true cost of your loss.
From storm damage and roof leaks to fire, smoke, and denied claims, we handle the entire claims process on your behalf. We evaluate the damage, prepare detailed estimates, negotiate with the insurance company, and fight for a fair settlement—so you can focus on what matters most: getting your life back to normal.
When disaster strikes your home, insurance companies send their own adjusters to assess the damage and determine your payout. But their job is to protect the company’s bottom line—not yours. That’s where we come in. As licensed public adjusters in Florida, we work exclusively for homeowners to ensure every dollar of damage is documented, every clause in your policy is honored, and every settlement reflects the true cost of your loss.
From storm damage and roof leaks to fire, smoke, and denied claims, we handle the entire claims process on your behalf. We evaluate the damage, prepare detailed estimates, negotiate with the insurance company, and fight for a fair settlement—so you can focus on what matters most: getting your life back to normal.
Don’t settle for less than you deserve. Let our licensed public adjusters handle the paperwork, the negotiations, and the insurance company—so you can focus on moving forward.
We know filing an insurance claim can feel overwhelming. Here are answers to the most common questions homeowners ask when considering a public adjuster.
A public adjuster is a licensed insurance professional who represents homeowners—not insurance companies—in the claims process. We evaluate your damage, prepare detailed estimates, and negotiate with your insurer to secure the maximum settlement you’re entitled to under your policy.
Your insurance company’s adjuster works for them and their goal is to minimize payouts. A public adjuster works exclusively for you and fights to maximize your claim settlement. We’re on your side throughout the entire process.
The sooner, the better. Ideally, contact a public adjuster as soon as you discover damage and before filing your claim. However, we can also help if your claim has been denied, underpaid, or is already in progress.
Most public adjusters work on a contingency fee basis, meaning we only get paid when you receive your settlement. Our fee is a percentage of the final payout—typically between 10-20% depending on the claim type and complexity. You pay nothing upfront.
No. In fact, we often speed up the process by ensuring all documentation is accurate and complete the first time. We handle all communication with the insurance company, follow up on delays, and push for faster resolutions.
We handle all types of residential property damage claims, including storm and hurricane damage, fire and smoke damage, water damage and leaks, roof damage, denied claims, underpaid claims, theft, and vandalism.
If you believe your settlement was too low, you may still be able to reopen or appeal your claim. We can review your policy, reassess the damage, and negotiate for additional compensation if you’re entitled to more.
Florida law requires homeowners to report claims within specific timeframes outlined in your policy. However, many policies allow claims to be filed within 1-2 years of discovering damage. Contact us immediately to review your options.
No. Public adjusters are licensed professionals and insurance companies deal with us regularly. We handle all negotiations professionally and in accordance with your policy terms and state regulations.
Every claim is different, but most are resolved within 30-90 days. Complex claims involving extensive damage, disputes, or delays from the insurance company may take longer. We work diligently to expedite your claim while ensuring you receive fair compensation.
Get a free claim review from a licensed public adjuster and find out if you’re entitled to more than what they’re offering.
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